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Only one creditor: Using a consolidated loan, you only have one creditor to deal with. If there are any problems or issues, you will simply have help to make it one call instead for many. Once again, this simply makes managing your finances rather easy.
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You can lose everything: Consolidation loans are unsecured loans. If you didn't pay an unsecured credit card loan, it give a bad rating but house would remain secure. If you do not pay a secured loan, they will administer away whatever secured custom air freshener the borrowed funds. In most cases, this is the home.
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